๐Œ๐š๐ซ๐ค๐ž๐ญ ๐Ž๐ฎ๐ญ๐ฅ๐จ๐จ๐ค ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’, ๐“๐ข๐ฆ๐ž ๐“๐จ ๐‘๐ข๐ฌ๐ž, ๐’๐ญ๐š๐ฒ๐ข๐ง๐  ๐€๐›๐จ๐ฏ๐ž! Limited Slots Left!

1st February, 2024, 10:01 AM
Our highly anticipated market outlook for 2024 is finally here!
We are excited to extend a special invitation to you and your love ones to attend our upcoming investment webinar โ€“ an event to kick start and change your financial journey.
After accurately forecasting a rise in the US markets and AI stocks for 2023, what can one expect from the market this year?
In an ever-evolving and noisy financial landscape, being able to discern the news and headlines is key to staying ahead. Our upcoming market outlook live webinar โ€œ Time To Rise, staying above, โ€œ is tailored to provide you with valuable insights, strategies and expert perspective to make informed investment decision.
Hereโ€™s what you can expect:
โœ…Market Trends Unveiled : Gain exclusive insight into the latest market trends and uncover opportunities for 2024. – Will the Magnificent 7 push the S&P500 further up and has the AI Ship sailed off without you? OR can you jump in right now?
โœ…How Will The US Presidential Elections Affect the Markets? Is it better to stay out of the market due to elections or are there bigger force behind the markets.
โœ…Is it Time To Look At The Crypto Markets? Afraid of investing into the crypto space? Is there any safer means to dip your feet into this growing sector?
โœ…Top Investment Picks : Discover potential investment gems across various sectors helping you diversify your portfolio for optimal returns.
Event details :
๐ƒ๐š๐ญ๐ž & ๐ƒ๐š๐ฒ : ๐Ÿ”๐ญ๐ก ๐…๐ž๐› ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’/ ๐“๐ฎ๐ž๐ฌ๐๐š๐ฒ
๐“๐ข๐ฆ๐ž : ๐Ÿ–:๐ŸŽ๐ŸŽ โ€“ ๐Ÿ—:๐Ÿ‘๐ŸŽ๐ฉ๐ฆ
๐‘๐ž๐ ๐ข๐ฌ๐ญ๐ซ๐š๐ญ๐ข๐จ๐ง ๐ฅ๐ข๐ง๐ค : https://bit.ly/SHSFEB2024
SPACE IS LIMITED AS WE GOT ONLY 20 MORE SLOTS! SO DO ACT FAST!
๐„๐ฑ๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ž ๐๐จ๐ง๐ฎ๐ฌ ๐Ÿ๐จ๐ซ ๐€๐ญ๐ญ๐ž๐ง๐๐ž๐ž๐ฌ
As a token of our appreciation for your participation, all attendees will receive an exclusive guide on “Strategies for Building a Robust Investment Portfolio.”
See you REAL SOON!
Yours
Humbly
Kelwin & Roy

The Week Ahead Nov 2023 โ€“ [STI, HSI, NASDAQ & S&P]

13th November, 2023, 10:29 PM

Source:ย https://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.html

Us ended with a bang on Friday night as the party carried on. Nasdaq was up 2% as short sellers rush to cover their positions as the bulls got stronger. As market closed on Friday Moody’s came out with a cut on US outlook credit rating from stable to negative. US futures was off a little and the true impact could only be felt when market opens. This wouldn’t be too concerning with probably a knee jerk reaction.

What market would be looking for this week? CORE CPI tomorrow night (tuesday night US). A favourable number could rule out any rate hike for dec bumping the probability to even 90% . This could further fuel the rally which we are witnessing and hopefully you have benefitted from too . So eyes will be on that.

STI

Source: DTZ 13th Nov 2023

Our Straits Times Index hit our first resistance target of 3182 and started pulling back from there. The first support of 3120 didn’t hold which means we could now see the index drop to 3080 as the next support. So far banks have reported their results with mostly being inline with expectations. Not much catalyst left for our market expect to follow the general sentiments. With Nov and Dec seasonally being better months, we could see general bargain hunting for the market which could lift the index. Looking for a base to form around 3050-3080 level before a bounce.ย  Also, IFAST does look a little extended and a pullback could be around the corner.

HSI

Source: DTZ 13th Nov 2023

The hang seng index had a good rebound hitting our 18k resistance. Although we would have liked the HSI to rebound further the rebound was short lived and selling resumed. We were looking out for the 5ema support which didn’t hold thus saw more downside for the HSI. One last support would be at the 16900 level. HSI was open on monday and it held its ground pretty well. It is still in a down trend and only staying above 18k then would we consider that the trend might be reversing. For now resistance at 17500. Breaking this could see it move up to the resistance of 18k. Looking bullish to us.

Your

Humbly

Kelwin & Roy

Supplementary Retirement Scheme (SRS): What you need to know and how to maximise it

9th November, 2023, 9:21 PM

It’s that time of the year! Its time to do some financial housekeeping! With the year ending it is important to get our financial health in check and in order in preparation for the new year!

One housekeeping tip is to maximise our Supplementary Retirement Scheme or SRS for short. More than an account that gives you tax relief, the SRS main purpose is to help you save for your retirement.

Also, weโ€™ll be covering the latest in the markets, with so much hanging on Fedโ€™s rate decision, will they stop their hike or will rates continue to increase? Are you still confused and unsure of what to do in the markets? Should we jump into the markets with an impending recession looming? Join us in our next webinar on the 15th Nov where weโ€™ll dive into these topics.

1. -What is SRS and whatโ€™s so good about it?

2. Tips and tricks to maximise your SRS money based on your risk appetite

3. Should you continue to invest or sell and stay out?

4. Kelwin & Royโ€™s approach to investing.

ย Details for the upcoming webinar๐Ÿ•—Date & Time : 15th Nov (Wed) 8-9:30pm
๐Ÿ”—Registration link : bit.ly/NovSRS2023

Invite a friend so that he or she can gain from this webinar. Don’t miss this if you really want to make a difference in your portfolio.

Yours

Humbly

Kelwin & Roy

From Debt to Wealth: Conquer Your Mortgage and Generate Additional Income

2nd October, 2023, 5:07 PM

 

Following our sold out PHYSICAL SEMINAR IN JULY We are excited to bring you another hotly talked about topic.

HIGHER for LONGER!” is currently unsettling both the markets and homeowners.
With interest rates expected to remain high for an extended period, impact could be profound and ultimately detrimental to your finances. In a high inflation, high-interest rate, low-growth environment, every cent saved and making your money work harder becomes crucial. ๐Ÿ’ธ

๐Ÿ“ขJoin us on October 14th for our Face to Face Seminar to gain valuable insights on optimizing your financial resources through loan refinancing. Our mortgage specialist will share his expertise in restructuring home loans in order to save cost and propel you to your financial success .

Don’t miss this exceptional opportunity to transform your mortgage situation. Here’s what you’ll learn:
โœ…When is the best time for refinancing?
โœ…Which is better: Fixed rates, floating rates, or a hybrid?
โœ…Is a long or short loan tenure preferable?
โœ…Mortgage Insurance: Reducing or Level Term?
โœ…How to generate extra income to cover mortgage costs?

๐Ÿ‘‰ Reserve your spot now to learn about safeguarding your mortgage ๐Ÿ , achieving financial stability in emergencies, and establishing passive income streams for long-term success. ๐Ÿ’ฐ

Date: 14th October (Saturday)
Time:
10am to 12pm โ€“ Presentation
12pm to 130pm โ€“ Lunch and Networking
Ticket Price: $8 inclusive of lunch (Fill in Goggle form link below for yourself and your friends and we will register for you for FREE as our guest !)

https://bit.ly/14oct23seminarFromDebttoWealth

Venue: Raffles City Tower Level 6

Do reply only if you can make it as lunch will be provided from our own pockets and to prevent wastage of food on that day.

Yours

Humbly

Kelwin & Roy

The Week Ahead Sept 2023 โ€“ [STI, HSI, NASDAQ & S&P]

17th September, 2023, 11:17 PM

Although Singapore’s F1 night race is over there is another exciting event coming up which is the Fed meeting happening this week. Fed will meet once again to decide if they will hike interest rates. The probability for the hike is only 2% while 98% thinks that Fed won’t be hiking.

Source:ย https://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.html

Although Sep’s meeting most likely should not see a hike, we might see a might in Nov if inflation starts creeping up. So lets not celebrate too early. We could still see some pullback in the markets after this.

STI

The Straits Times Index showed strength for the week, as it touched the downtrend support line. A consolidation happened over there and started to take off. Banks led the way while other blue chips like Sembcorp industries, Keppel Corp helped to bring the index up. US closed negative on Friday night which we could see the negative sentiments flowing through Asia. We could see a small pullback for the STI before making an attempt towards 3320 area.

HSI

 

The Hang Seng Index also showed strength towards the end of the week as China’s retail sales showed some signed of improvement which came as a surprised. We can see from the chart that it was consolidating for the week before pushing up. It is currently resisted by the 20ema and also coinciding with the downtrend resistance line. Furthermore, with the negative close in the US we could see HK pulling back too. Waiting for HSI to break above the 20ema for a clearer picture and strength for the HSI. The next target could be 19730.

Head over to our Facebook page for more updates on the US market.

Yours

Humbly

Kelwin & Roy

ARM IPO – Listing Tonight, Should You Chase?

14th September, 2023, 8:42 PM

 

Arm is set to trade tonight with an IPO price of $51. It is debut as the blockbuster IPO of the year and hopes of it to rejuvenate the IPO market. TSMC is investing up to 100million in ARM Holdingโ€™s IPO and many big names like AMAZON, APPLE, MICROSOFT, NVIDIA are also said to be some of the anchor investor.

A common question we get is, can buy?ย  With such hype, a natural feeling to want to quickly get in on the opening day is understandable. Hereโ€™s a little snapshot of what they do and our thoughts at the end if one should chase the price.

ARM chips are made by companies including Amazon, Alphabet, AMD, Intel, Nvidia, Qualcomm and even Samsung. Arm doesnโ€™t build its own chips but anything when a company builds a chip based on ARMโ€™s architecture, ARM takes a fee or royalty. For example, all of Appleโ€™s chip is built based on Armโ€™s architecture and it takes a fee on that. Or whenever you buy anything that runs on Nvidia chip, Arm also takes a small fee. ย So they earn these recurring fees every year.

In terms of market share, they own about 99% of the mobile phone application processor, 64% of the embedded computing market.

They have a wide economic moat, a good brand monopoly with a vast library of intellectual properties. They also have a large and established ecosystem.

There are also risk involved like customer concentration. Their top5 customer makes up 57% of their revenue and ARM China makes up about 24%.

As they are going IPO, we can only see the last 3 years of financial data. Having a longer data would be better as it provides more insight to a companyโ€™s profitability and sustainably

-Revenue was for from 2022-2023, net income was -4.5% while free cash flow increased from 2022-2023 but it decreased from 2021-2022.

So in conclusion, I wonโ€™t be chasing the price tonight. And like most BIG HYPE IPOs theat were listed, it tends to come off after awhile when the hype dies down. Referencing from some big IPO like meta, Airbnb and even Rivian, they all dropped eventually after going IPO. Will ARM be like that? I would prefer to be on the side lines and not chase and wait for a retracement first. ย THAT IS WHEN I will be looking at it. Currently at $51 it might be a little too expensive for my liking.

Want to know when i might get into ARM??

Yours

Humbly

Kelwin & Roy

The Week Ahead Sept 2023 โ€“ [STI, HSI, NASDAQ & S&P]

10th September, 2023, 10:29 PM

It was no surprise that markets fell through the week with the S&P500 falling 1.5% for the week. We’ve been warning about Sept being a weaker month and we’re currently seeing that weakness flowing through now. How deep will this pullback be? We did mention about this in our previous webinar and a pullback of about 5-10% is within expectation.

And this week would be interesting as CPI & PPI will be out on wed & thursday. This would be crucial as Oil is starting to spike and there has been murmur about inflation moving up. This week’s data would be useful in helping to decide if Fed would increase their rates at the next meeting. So do take note of this.

STI

STI didn’t go as planned as we the overall bearishness in the US & HK market flowed into our Straits Times Index. We didn’t see a continuation of the rebound and now could see some downside instead. It is currently at the support level of around 3200 and if this break we could see the downside to 3180 then 3150. Looking at more downside for the week.

HSI

The Hang Seng Index also pulled back on worries about China’s property stock falling out plus a slowing economy doesn’t add well to the mix. It was a short week as HK was closed due typhoon warning. For the week, we could see more downside again taking the Hang Seng Index to 17500 level. Wait for a base to form before adding and of course with the right allocation.

Head over to our FB page for more updates on the US markets.

Yours

Humbly

Kelwin&Roy

Why You Should Be Watching This

6th September, 2023, 9:32 PM

In our previous webinar in August we shared the current market outlook and whether is it time to start scaling in. Should you be afraid of this current pullback or should you take action and ignore the news?

We also talked about Hong Kong/China market and whether you should ignore these markets given how depressed they are.

Lastly, we shared 3 more stocks to look at for the rest of the year and answered many questions during our Q&A which includes TESLA, CRM, Vinfast and so many more.

Watch the video recording OVER HERE.

Yours

Humbly

Kelwin & Roy

 

The Week Ahead Sept 2023 โ€“ [STI, HSI, NASDAQ & S&P]

3rd September, 2023, 10:00 PM

US market ended up for the week after PCE and unemployment data. We can see that the momentum of the market is starting to slow down and market doesn’t run too much on. We are in the month of Sept and seasonally this is a weaker month BUT there could still be a chance of it ending up and TAKE THIS CHANCE TO ADD SHARES IF YOU MISSED OUT PREVIOUSLY. For the month of Sept, Fed meeting would be one key event to look at. Market is widely anticipating Fed not to increase this round as inflation is showing signs of slow down and economy is also slow down. This could in turn bring a pause in rates which could bring another rally for the markets. =)

STI

Straits Times Index 3rd Sept 2023

The Straits Times Indexย  rebound to our target of around 3230 level and currently being resisted. For the week ahead, we could see it break this resistance. Blue chip stock like Keppel Corp, SATS looks poised for a breakout. We’re targeting about 3295 for the next week or so as stocks are showing signs of rebound. We managed to catch the rebound in the banks which we mentioned TWO WEEKS back!

HSI

Hang Seng Index 3rd Sept

Hang Seng Index had a shorter week due to typhoon saola which shut the HK market down on friday. We were expecting resistance when HK went to 18522 our target, true enough we saw a pullback from the HK market. It is now currently at the 5ema support. We could see it consolidate over here with the downside support at 18053 and the resistance at 18522. After that we could see it move up to 18814 level at the gap resistance. Proceed with caution for the HK market as the market needs time to resolve its slowing economy and one way is through a big STIMULUS from the China Govt before it can really take off.

Proceed to our FACEBOOK for US markets!

Yours

Humbly

Kelwin & Roy